Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 10,000 units (Dollar, Euro, Pound, etc.), from date: Apr 1, 2019, to date: Jul 1, 2019, namely for a period of 91 days (3 Months), with an annual simple flat interest rate of 2% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 10,000


Annual simple interest rate, R = 2%


From date: Apr 1, 2019


To date: Jul 1, 2019


Duration, T = 91 days (3 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(10,000 × 2% × 91) ÷ 365 =


(10,000 × 2 × 91) ÷ (365 × 100) =


1,820,000 ÷ 36,500 ≈


49.86301369863 ≈


49.86

B = Amount earned:

B = P + I =


10,000 + 49.86301369863 =


10,049.86301369863 ≈


10,049.86

Signs: % percent, ÷ divide, × multiply, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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