Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 4,000 units (Dollar, Euro, Pound, etc.), from date: Sep 22, 2018, to date: Aug 22, 2023, namely for a period of 1,795 days (59 Months), with an annual simple flat interest rate of 4.5% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 4,000


Annual simple interest rate, R = 4.5%


From date: Sep 22, 2018


To date: Aug 22, 2023


Duration, T = 1,795 days (59 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(4,000 × 4.5% × 1,795) ÷ 365 =


(4,000 × 4.5 × 1,795) ÷ (365 × 100) =


32,310,000 ÷ 36,500 ≈


885.205479452055 ≈


885.21

B = Amount earned:

B = P + I =


4,000 + 885.205479452055 =


4,885.205479452055 ≈


4,885.21

Signs: % percent, ÷ divide, × multiply, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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