Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 42,381 units (Dollar, Euro, Pound, etc.), from date: Jul 8, 2014, to date: Nov 1, 2017, namely for a period of 1,212 days (40 Months without 7 Days), with an annual simple flat interest rate of 0.02% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 42,381


Annual simple interest rate, R = 0.02%


From date: Jul 8, 2014


To date: Nov 1, 2017


Duration, T = 1,212 days (40 Months without 7 Days)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(42,381 × 0.02% × 1,212) ÷ 365 =


(42,381 × 0.02 × 1,212) ÷ (365 × 100) =


1,027,315.44 ÷ 36,500 ≈


28.145628493151 ≈


28.15

B = Amount earned:

B = P + I =


42,381 + 28.145628493151 =


42,409.145628493151 ≈


42,409.15

Signs: % percent, ÷ divide, × multiply, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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