Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 10,000 units (Dollar, Euro, Pound, etc.), from date: Nov 22, 2018, to date: Nov 22, 2020, namely for a period of 731 days (24 Months), with an annual simple flat interest rate of 3% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 10,000


Annual simple interest rate, R = 3%


From date: Nov 22, 2018


To date: Nov 22, 2020


Duration, T = 731 days (24 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(10,000 × 3% × 731) ÷ 365 =


(10,000 × 3 × 731) ÷ (365 × 100) =


21,930,000 ÷ 36,500 ≈


600.821917808219 ≈


600.82

B = Amount earned:

B = P + I =


10,000 + 600.821917808219 =


10,600.821917808219 ≈


10,600.82

Signs: % percent, ÷ divide, × multiply, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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