Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 106,040 units (Dollar, Euro, Pound, etc.), from date: Apr 19, 2019, to date: Apr 19, 2023, namely for a period of 1,461 days (48 Months), with an annual simple flat interest rate of 5% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 106,040


Annual simple interest rate, R = 5%


From date: Apr 19, 2019


To date: Apr 19, 2023


Duration, T = 1,461 days (48 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(106,040 × 5% × 1,461) ÷ 365 =


(106,040 × 5 × 1,461) ÷ (365 × 100) =


774,622,200 ÷ 36,500 ≈


21,222.52602739726 ≈


21,222.53

B = Amount earned:

B = P + I =


106,040 + 21,222.52602739726 =


127,262.52602739726 ≈


127,262.53

Signs: % percent, ÷ divide, × multiply, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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