Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 1,100 units (Dollar, Euro, Pound, etc.), from date: Jun 8, 2020, to date: Jun 8, 2021, namely for a period of 365 days (12 Months), with an annual simple flat interest rate of 12% if the commission fee (withdrawal) is 12%.

Principal (initial amount), P = 1,100


Annual simple interest rate, R = 12%


From date: Jun 8, 2020


To date: Jun 8, 2021


Duration, T = 365 days (12 Months)


Commission fee (withdrawal), F = 12%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(1,100 × 12% × 365) ÷ 365 =


(1,100 × 12 × 365) ÷ (365 × 100) =


4,818,000 ÷ 36,500 =


132

B = Amount earned before deducting the
commission fee (withdrawal):

B = P + I =


1,100 + 132 =


1,232

D = Amount earned after deducting the
commission fee (withdrawal):

D = B - F =


B - F% × B =


(1 - F%) × B =


(1 - 12%) × 1,232 =


88% × 1,232 =


1,084.16

Pr = Investment profit:

Pr = D - P =


1,084.16 - 1,100 =


- 15.84

Signs: % percent, ÷ divide, × multiply, = equal;

Writing numbers: comma ',' as thousands separator; point '.' as a decimal mark;

Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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