Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 1,200 units (Dollar, Euro, Pound, etc.), from date: Jun 2, 2014, to date: Jun 2, 2020, namely for a period of 2,192 days (72 Months), with an annual simple flat interest rate of 2% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 1,200


Annual simple interest rate, R = 2%


From date: Jun 2, 2014


To date: Jun 2, 2020


Duration, T = 2,192 days (72 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(1,200 × 2% × 2,192) ÷ 365 =


(1,200 × 2 × 2,192) ÷ (365 × 100) =


5,260,800 ÷ 36,500 =


144.131506849315 ≈


144.13

B = Amount earned:

B = P + I =


1,200 + 144.131506849315 =


1,344.131506849315 ≈


1,344.13

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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