Calculate the due interest earned by a principal (initial amount of money lent, deposited or borrowed) of 60,000 units (Dollar, Euro, Pound, etc.), from date: Nov 5, 2019, to date: Oct 5, 2029, namely for a period of 3,622 days (119 Months), with an annual simple flat interest rate of 6% if the commission fee (withdrawal or payment) is 0%.

Principal (initial amount), P = 60,000


Annual simple interest rate, R = 6%


From date: Nov 5, 2019


To date: Oct 5, 2029


Duration, T = 3,622 days (119 Months)


Commission fee (withdrawal or payment), F = 0%


No. of days in a year, N = 365


I = Simple interest:

I = (P × R × T) ÷ N =


(60,000 × 6% × 3,622) ÷ 365 =


(60,000 × 6 × 3,622) ÷ (365 × 100) =


1,303,920,000 ÷ 36,500 ≈


35,723.835616438356 ≈


35,723.84

B = Amount earned:

B = P + I =


60,000 + 35,723.835616438356 =


95,723.835616438356 ≈


95,723.84

Signs: % percent, ÷ divide, × multiply, = equal, ≈ approximately equal;

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Calculate simple flat rate interest on a principal borrowed, lent

Simple flat rate interest = (Principal × Annual simple flat interest rate × Duration in days) ÷ Number of days in a year

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